Counts Real Estate Group, Inc. Voted Best of Bay in 2008!

Call us today!850-249-1414

Prequalification & LendersNine out of 10 buyers acquire financing when buying property.

Pre Qualification and Lender Information

Loan Preapproval – Why?

Few People can buy a home or condo for cash. Nine out of 10 buyers finance their purchase, which means that virtually all buyers-especially first-time purchasers—require a loan.

"Preapproval" means you have met with a loan officer, your credit files have been reviewed and the loan officer believes you can readily qualify for a given loan amount with one or more specific mortgage programs. Based on this the lender will provide you with a preapproval letter, which shows your borrowing power.

This Benefits You, the Buyer- How?

First, it gives you and your realtor a reasonable range of home prices to search through versus finding the home you like and then the let down of not being able to afford it.

Second, it gives you an advantage in negotiating for the home you select. If two identical offers are made on a home, and the other offer is not preapproved, yours carries more weight. Your saying, "I’m a real buyer."

Third, by meeting with loan officers or preapproval on line, you have time to select the best value that fits your needs.

Fourth, you can close quicker because part of the financing process is already complete.

Links to Lenders that will help you through the process:

Below are links to lenders that will compete for your business. Shop with different lenders, some may have different programs that fit your needs better.

Have Questions or Concerns? We Can Help! Email Us Below.

Name: (required)
 Email: (required)
Phone: MLS # of property you’re interested in:
Questions & Comments:
babel fish
babel fishTranslate this page into a language of your choice!
Walton Area Chamber of Commerce Panama City Beach Chamber of Commerce The Beach Northwest Florida's Gulf Coast

» Agents Login

Search Listings    Buyers    Sellers    Community Info    Commercial Search    About Us    Contact Us
Counts Real Estate Group © Copyright 2005-2010. All Rights Reserved.
Site Designed By: CYber Sytes, Inc. Emerald Coast Real Estate