Address
2723 Usery Road, Panama City, FL
Price
$ 289,000
Property Attributes
- MLS#792865
- TypeTownhouse
- Listing Status Active
- CountyBay
- CityPanama City
- Area02 - Bay County - Central
- NeighborhoodNo Named Subdivision
- Zip32404
- Style
- Year Built2025
- Taxes$ 538
- Price$ 289,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2080
- Lot Size0.1 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Looking for a move-in-ready new construction home in Panama City with no HOA and the flexibility to use it as a primary residence, second home, vacation getaway, Airbnb, or income-producing rental? This spacious 4-bedroom, 3-bath townhome offers a rare combination of modern finishes, flexible living space, and investment potential--all just minutes from Tyndall Air Force Base and Panama City Beach. Step inside and immediately notice that this is not your typical townhome. The spacious open-concept floor plan offers generous living and dining areas with luxury vinyl plank flooring and plenty of room for everyday living, entertaining, or hosting guests. The modern kitchen is designed to impress with white shaker cabinetry, soft-close drawers, quartz countertops, stainless steel appliances, a large center island with additional seating and prep space, and an oversized walk-in pantry. One of the home's most desirable features is the FIRST-FLOOR BEDROOM with convenient access to a FULL BATHROOM--a hard-to-find feature that provides excellent flexibility for overnight guests, multi-generational living, a private home office, or anyone who prefers a bedroom on the main level. Upstairs, the split-bedroom floor plan provides additional privacy. The spacious primary suite features a large walk-in closet and private en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Enjoy Florida living from the covered back porch overlooking the backyard, with space for grilling, relaxing, entertaining, or creating your own outdoor retreat. Built with durability, efficiency, and low-maintenance living in mind, the home features Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty. LOCATION MATTERS! Conveniently located just off Highway 231, this Panama City home provides quick access to grocery stores, shopping, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is approximately 18 minutes away, while the sugar-white beaches of Panama City Beach are approximately 20 minutes away. With NO HOA and SHORT-TERM RENTALS ALLOWED, this property offers exceptional flexibility for homeowners and investors alike. Whether you're searching for new construction near Tyndall AFB, a Panama City investment property, an Airbnb or vacation rental opportunity, a second home near Panama City Beach, or simply a beautiful move-in-ready home with plenty of space, this property deserves a closer look.
| Elementary School | Middle School | High School |
|---|---|---|
| Cedar Grove Elementary School | Merritt Brown Middle School | Bay High School |
| Price History | |
|---|---|
| 7/19/2026 | Listed $289,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Electricity Available,High Speed Internet Available |
| Property Subtype | Attached |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | No Named Subdivision |
| Status | Active |
| Directions | Head North on US Hwy 231. Turn right onto Transmitter Rd. Turn left unto Game Farm Rd at the CEFCO gas station light.. Then turn right unto Usery Rd. Last unit on the left hand side of the street. |
| High School | Bay |
| City | Panama City |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 4356 |
| Elementary School | Cedar Grove |
| Tax Annual Amount | 538.89 |
| Middle/Junior High School | Merritt Brown |
| MLS Area Minor | 0201 - Bay - Central NE |
| Standard Status | Active |
| Property Sub Type Additional | Attached,Townhouse |
| Occupancy Type | Vacant |
| Year Built | 2025 |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Range,Electric Water Heater,Tankless Water Heater |
| Patio/Porch Features | Covered,Porch |
| Construction Materials | HardiPlank Type,Vinyl Siding |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 4 |
| Full Baths | 3 |
| Virtual Tour | https://youtu.be/HQxGY0nwHiA |
| Stories Count | 2 |
| Levels | Two |
| Security Features | Smoke Detector(s) |
| New Construction | true |
| Structure Type | Townhouse |
| Roof | Shingle |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Double Vanity,Interior Steps,Tub Shower,Upper Level Primary,Walk-In Closet(s) |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Plans |
| Total Stories | 2 |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Size Area | 0.1 |
| Lot Dimensions | 35.25 X 117 |
| Lot Size Acres | 0.1 |
| Road Frontage Type | City Street |
| Building Area Total | 2080 |
| Waterfront Y/N | false |
| Road Responsibility | Public Maintained Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Townhouse Average in 32404
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
