Address
623 Fernwood Street C, Panama City Beach, FL
Price
$ 788,950
Property Attributes
- MLS#794909
- TypeTownhouse
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodBahama Beach
- Zip32407
- Style
- Year Built2004
- Taxes$ 5157
- Price$ 788,950
- Bedrooms4
- Full Bathrooms4
- Half Bathrooms0
- Sqr Footage2116
- Lot Size0.06 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
This fully furnished, rental ready townhome is less than 2 blocks from the sugar white sands and emerald green waters! Completely renovated in 2025 with new beachy decor, new furnishings, fresh interior paint throughout, and fresh exterior paint. The home also features a new roof, and has been updated to all current codes, including a newly redone sprinkler system! Best of all, there are no HOA dues!!! The property includes a 3 bed, 3 bath main home, with a separate, private efficiency studio and 1 full bathroom. 2 properties to rent! Live in one, rent the other, rent them both either short or long term, or use the entire property as your primary residence. There are tons of options to choose from! Just as you enter the primary 3/3 portion of the property and continue to the second level, there is a guest bedroom and full bath along with a large living, kitchen, and dining area. The second level offers two covered balconies. The rear balcony is perfect for the guest bedroom occupants to have their own private space, while the front balcony is spacious enough for lounging, or even outdoor dining. On the third level is a large guest bedroom with an attached full bathroom, and the oversized primary bedroom with its own full bathroom including double vanities and a soaker tub. From the primary bedroom there is access to the large third floor balcony with beautiful Gulf and sunset views! Around the rear of the property is the separate studio. With its own private access, large covered porch, and full bathroom, it makes a great short or long term rental. The studio also has the use of the fenced in back yard. There is a one car garage, and parking for several more vehicles in the driveway. Just a short, 2 minute stroll to the beach (accessed by one of the several beach access points located on Front Beach Road. See photos), and 1 block from the Salty Goat Saloon featuring live, local entertainment nightly, and a full bar and grill. Plenty to do nearby, easy access to all PCB, centrally located, this property offers all you need for the perfect primary or investment opportunity! Contact me anytime for more information, and especially to set up your own private showing!
| Elementary School | Middle School | High School |
|---|---|---|
| Hutchison Beach Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 9/2/2026 | Listed $788,950 |
General Features
| Sewer | Public Sewer |
|---|---|
| Property Subtype | Attached |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Bahama Beach |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Buyer Financing | Other |
| Directions | From Hwy 79 South and Hwy 98 (Panama City Beach Parkway), turn East on Hwy 98. Go approximately 3 1/2 miles and turn South on Fernwood St. Go Approximately 1/2 mile, and the property will be on the left side of the road. It is the blue and white townhouse, unit C. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 2614 |
| Elementary School | Hutchison Beach |
| Tax Annual Amount | 5157.56 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0318 - Beach - Central South |
| Standard Status | Active |
| Property Sub Type Additional | Attached |
| Occupancy Type | Tenant |
| Year Built | 2004 |
| Heating | Central |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | ENERGY STAR Qualified Appliances,Electric Range,Electric Water Heater,Ice Maker |
| Patio/Porch Features | Balcony,Covered,Patio |
| Construction Materials | Stucco,Wood Frame |
| View | Gulf |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 6 |
| Full Baths | 4 |
| Garage Spaces | 1 |
| Architectural Style | Coastal |
| Security Features | Closed Circuit Camera(s),Fire Sprinkler System,Smoke Detector(s) |
| Unit Number | C |
| New Construction | false |
| Energy Efficient | Appliances |
| Roof | Metal |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Balcony,Double Vanity,Interior Steps,Soaking Tub,Separate Shower |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Appraiser |
Exterior Features
| Lot Size Area | 0.06 |
|---|---|
| Lot Dimensions | 27.0 ft x 110.0 ft |
| Lot Size Acres | 0.06 |
| Road Frontage Type | City Street |
| Parking Features | Garage,Garage Door Opener,Paved |
| Building Area Total | 2116 |
| Waterfront Y/N | false |
| Road Responsibility | Public Maintained Road |
| Fencing | Fenced,Privacy |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Townhouse Average in 32407
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
