Address

16525 Front Beach Road, Panama City Beach, FL

Listing Type

Active

Price

$ 4,500,000

Your Agent

Tom Lewis

REALTOR®

850-378-3354

Property Attributes

MLS#1010276
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City Beach
AreaBay County
Neighborhoodn-a
Zip32413
StyleBeach House
Year Built2022
Taxes$ 30042
Price$ 4,500,000
Bedrooms6
Full Bathrooms6
Half Bathrooms1
Sqr Footage3735
Lot Size0.14 Acres

Data Source:

Emerald Coast MLS (ECAR)

Property Description

Gulf front, fully furnished, and already generating income. 16525 Front Beach Road is a turnkey beachfront rental with bookings on the calendar, 50 feet of private Gulf frontage, a heated pool, and its own beach walkover over the dune. A preliminary cost segregation estimate has been prepared and is available on request for buyers looking to place the asset in service before year end. Wake up to uninterrupted Gulf of Mexico views, step onto your private balcony, and hear nothing but waves. Whether you're seeking a high-performing vacation rental on the Emerald Coast or a legacy Gulf front family retreat, this property delivers on every level. Maintained in like-new condition and sold furnished and rental ready, this is a true turnkey rental property with bookings already on the calendar, so a new owner can start collecting revenue immediately rather than building a booking history from scratch. With strong rental projections and capacity for large groups, it presents a compelling opportunity for investors seeking a premier beachfront vacation rental on the Emerald Coast. Buyers should consult their own CPA or tax advisor to determine eligibility for any tax treatment. Built on concrete pilings for lasting structural integrity in the coastal environment, the home is designed to perform for decades to come. Designed to maximize Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing primary bedrooms open directly to their own balconies, letting guests wake up to the sound of waves and unobstructed views of the Gulf of Mexico. The second floor serves as the main living level, where an open-concept kitchen, dining, and living area flows seamlessly to a large balcony overlooking the beach. The kitchen is built for entertaining, featuring quartz countertops, custom cabinetry, a tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks. The first floor is designed for gathering and recreation, with a bunk room and recreation room that opens directly to the heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect setup for poolside entertaining after a day on the beach. The primary suite offers Gulf views, a balcony, walk-in closet, double vanity, garden tub, and separate shower. Throughout the home you'll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. Outside, a beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking round out a package that is rarely found in Gulf front homes. Positioned on a quiet stretch of beach with no nearby public walkovers, the shoreline here stays uncrowded, giving guests the feel of a private beach just steps from the door, while still being just minutes from Pier Park's restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Gulf front home where luxury amenities, an unbeatable location, and exceptional vacation rental income potential come together in one standout beachfront property.

Elementary School	Middle School	High School
Hutchinson Beach Elementary School	Surfside Middle School	Arnold High School

Price History
8/20/2026	Listed $4,500,000

General Features

Utilities	Electric,Gas - Natural,Public Water,TV Cable
Zoning	Resid Single Family
Property Subtype	Detached Single Family
Community Features	Short Term Rental - Allowed,Beach
County	Bay
Property Type	Residential
Subdivision Name	n/a
Status	Active
Buyer Financing	Conventional,VA,Other
Directions	Traveling south from US HWY 98 on S Arnold Rd, go around the round a bout headed east on Front Beach Road. 16525 Front Beach Road will be on your right about a half mile down Front Beach Road
High School	Arnold
City	Panama City Beach
MLS Area	27 - Bay County
Lot Size Units	Acres
Lot Size Square Feet	6098.4
Elementary School	Hutchinson Beach
Middle/Junior High School	Surfside
MLS Area Minor	2724 - Beach - West Central
Standard Status	Active
Sewer	Public Sewer
View	Lake,Gulf
Waterfront Features	Gulf
Heating	Heat Pump Air To Air,Central
Cooling	Ceiling Fans,Central Air
Patio/Porch Features	Deck Covered,Deck Open,Patio Covered,Patio Open,Porch,Porch Open
Architectural Style	Beach House
Construction Materials	Concrete,Insulated Conc Forms,Roof Pitched,Siding CmntFbrHrdBrd
Year Built	2022
Stories Count	3
Tax Year	2025
New Construction	false
Attached Garage	false
Total Rooms	10
Carport Y/N	true
Property Condition	Construction Complete
Pool Features	Pool - Heated,Pool Type
Security Features	Fire Alarm/Sprinkler
Carport Spaces	3

Interior Features

Total Baths	7
Interior Amenities	Breakfast Bar,Ceiling Raised,Kitchen Island,Lighting Recessed,Lock Out,Owner's Closet,Pantry,Walls Paneled,Washer/Dryer Hookup,Wet Bar
Air Conditioning Y/N	true
Heating Y/N	true
Window Features	Window Treatment All,Double Pane Windows
Furnished Y/N	Furnished - All

Exterior Features

Lot Features	Interior,Level,Survey Available,Within 1/2 Mile to Water
Lot Size Area	0.14
Lot Dimensions	50x124
Lot Size Acres	0.14
Road Surface Type	Paved
Waterfront Y/N	true
Exterior Amenities	Balcony,BBQ Pit/Grill,Pool - Gunite Concrt,Shower,Summer Kitchen
Fencing	Fenced Lot-Part
Foundation Details	Foundation On Piling
Building Area Total	3735
Parking Features	Carport Attached,Covered,Golf Cart Covered,Oversized
Door Features	Storm Door(s)
Total Parking	8