Address
3513 Cottage Cove Lane, Panama City, FL
Price
$ 579,000
Property Attributes
  • MLS#791052
  • TypeSingle Family
  • Listing Status Active
  • CountyBay
  • CityPanama City
  • Area03 - Bay County - Beach
  • NeighborhoodSanctuary Beach
  • Zip32408
  • Style
  • Year Built2024
  • Taxes$ 6468
  • Price$ 579,000
  • Bedrooms4
  • Full Bathrooms2
  • Half Bathrooms1
  • Sqr Footage2314
  • Lot Size0.07 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description

Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining.The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests.Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that conveniently connects directly to the laundry room. Three additional bedrooms and a full bathroom complete the second level.Step outside to enjoy the covered back patio overlooking the backyard, perfect for relaxing or hosting gatherings. Ideally situated just a short walk from the community pool and only minutes from the white sandy beaches of Panama City Beach, this home offers the perfect combination of luxury, convenience, and coastal living.

Elementary School Middle School High School
Patronis Elementary School Surfside Middle School Arnold High School
Price History
6/9/2026 Listed $599,000
8/5/2026 3$579,000

General Features

Sewer PublicSewer
Utilities ElectricityAvailable,UndergroundUtilities
Property Subtype SingleFamilyResidence
Tax Year 2025
Community Features Pool,CommunityPool,Gated
County Bay
Property Type Residential
HOA true
Subdivision Name Sanctuary Beach
Special Listing Conditions ListedAsIs
Status Active
Directions From Thomas Drive turn onto Magnolia Beach Road, stay right on Delwood Beach road, turn right at the dead end onto Delwood Dr, follow to the gated entrance into Sanctuary Beach, follow Cottage Cove Ln, home will be on the left side.
High School Arnold
City Panama City
Zoning Description Resid Single Family
MLS Area 03 - Bay County - Beach
Lot Size Units Acres
Lot Size Square Feet 3049
Elementary School Patronis
Tax Annual Amount 6468
Middle/Junior High School Surfside
MLS Area Minor 0319 - Beach - East
Standard Status Active
Property Sub Type Additional SingleFamilyResidence
Association Amenities Gated
Occupancy Type Occupied
Year Built 2024
Association Fee Includes AssociationManagement,MaintenanceGrounds,Pools
Heating Electric
Cooling CentralAir,CeilingFans
Appliances GasRange
Patio/Porch Features Covered,Patio
Construction Materials HardiplankType,WoodFrame
Attached Garage false
Garage Y/N true
Total Rooms 4
Full Baths 2
Garage Spaces 2
Architectural Style Craftsman
Stories Count 2
Levels Two
HOA Fee 454
Assoc Fee Paid Per Quarterly
Pool Features InGround,Community
Security Features GatedCommunity,SecurityGate,SmokeDetectors
New Construction false
Roof Shingle

Interior Features

Total Baths 3
Interior Amenities DoubleVanity,InteriorSteps,WalkInClosets
Furnished Units AllUnits
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 4
LivingAreaSource Appraiser
Half Baths 1
Total Stories 2

Exterior Features

Lot Features SprinklerSystem
Lot Size Area 0.07
Lot Dimensions 40x80
Lot Size Acres 0.07
Road Frontage Type PrivateRoad
Parking Features Gated
Building Area Total 2314
Waterfront Y/N false
Fencing Fenced
Foundation Details Slab

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32408

Price
AVG $1.37M
$580K
Taxes
AVG $8,053
$6,468
Year Built
AVG 2002
2024

Looking for a more comfortable experience?

Download our mobile app for a personalized browsing experience.

Areas We Cover